Three Card Blackjack, a Casino Table Game Where Players and Dealers Never Bust

The blackjack rules for the casino table game of Thee Card Blackjack vary in that the player is dealt three cards instead of two.

How Three Card Blackjack is Played

Three Card Blackjack is played with a standard 52-card deck. The objective of the game is for players to make the best blackjack hand to beat the dealer using two or three of their cards. Players or dealers cannot bust. Standing, Hitting, doubling, and pair splitting are not permitted, and a player blackjack always beats a dealer blackjack, however a blackjack pays even money instead of the traditional 3/2.

There are three betting positions, Ante, Ace Plus (optional side bet), and the Play Bet. Players must first make an ante wager. Also, the ace plus option if he or she chooses. The dealer pitches three cards face down to each player and three cards to his or herself. The two dealer cards are face down; one is face up.

Based on the value of the dealer’s up card, players must make one of two decisions after looking at their cards:

Fold – the ante wager is forfeited, but the ace plus wager if made will remain.

Raise – the player makes a play wager equal to the ante.

Here are some hand examples:

Player #1 – Has an A, 5, 4.

Player #2 – Has a 6, 7, and 9 (player cannot bust, so the 6 is not counted)

Player #3 – Has an A, 3, A

Dealer – Shows an 8-up card and a 10, 6, are face down.

Note that player #1 has a total of 20 (11 for the Ace, + 5 + 4 = 20) this player chooses to raise against the dealer 8. Player #2 has a total of 16 (9 + 7, = 16. The player chooses to fold. Player #3 has a total of 15 (11 + 1 for the two aces, plus 3 = 15.) He or she also folds, but the ace plus bet remains.

The dealer has a total of 18, so player #1 wins even money for the ante, raise, and ace plus bet. Player #2 loses the ante wager and ace plus bet if made, because no ace was dealt in that hand. Player #3 loses the ante wager but is paid 10/1 for two aces.

The dealer must have at least a 17 to open. If the dealer cannot open, the ante and raise bets will push, unless a player has a blackjack, for which even money will be paid. If the dealer can open, the higher hand wins.

Optional Ace Plus Wager

Here is the pay table for the optional ace plus wager, which pays even if the player loses the hand. Pay tables may vary between jurisdictions:

Ace, any, any – 1 to 1

Ace, ten, any – 3 to 1

Ace, ten, ten – 6 to 1

Ace, ace, any – 15 to 1

Ace, ace, ten – 25 – 1

Ace, ace, ace – 100 – 1

Strategy and House Edge

The strategy for a player’s total to raise against the dealer’s up card is as follows:

16 or less – Never raise

17 – Dealer 2

18 – Dealer 2 – 8

19 – Dealer 2 – 9

20, 21,- Always raise

The house edge for Three Card Blackjack is about 2% for the ante and play bets but increases to between 2.5 & 7% for the ace plus bet depending on the jurisdictions’ pay table.

Good Luck!

Baccarat – A Casino Card Game With III Phases and a Bit of History

Before I explain this Baccarat game that dates back to the 15th Century, let’s review a brief bit of history. Americans got their first real glimpse of this casino game during the 1962 James Bond movie, Dr. No, when Bond, played by Sean Connery, was winning in a Monte Carlo casino. The game was Chemin de fer.

Phase I – Chemin de fer

In this original version Players wagered among themselves and won or lost with their own money. A dealer shoe rotated around the table counterclockwise after each hand. Players could decline the bank and pass the shoe to the next player. A 5% commission for winning bank hands paid to the house was to cover the casino overhead.

Phase II – Punto Banco

Punto Banco, meaning Player, Banker, was introduced in Nevada from Cuba in the late 1950’s, where it was very popular until Castro closed he mob run casinos. The main difference from the French version is that the house banks the game. A tie bet was added to increase the house edge, and the 5% commission to the house for a winning bank bet remains in place. Eventually the name baccarat, Italian for zero, was coined. Today baccarat is played in high limit rooms throughout the world where millions are won and lost each day.

Phase III – Mini-Baccarat

Eventually gaming establishments saw profit potential with Baccarat however they had to make it attractive to the average player. Hence, a new version was born, Mini-Baccarat.The rules for this game are exactly the same as Punto Banco except one house dealer controls he game for up to seven players. Table minimums are as low as $5 or $10. Numerous optional side bets have been added to increase the house edge.

How to Play Baccarat

The objective of baccarat is for the player to come as close to the number 9 as possible. Aces count as one, 2’s – 9’s are face value and 10’s – K’s count as zero.

Regardless of the number of players, the dealer only deals two hands from a six or eight deck shoe. Prior to the deal players must first place one bet on either the bank hand, player hand, or tie. Croupiers pass the shoe so players have the option in turn to deal the cards. In Mini-Baccarat, the shoe remains in place and the dealer controls all the action.

When a hand is totaled, it cannot exceed 9. If the two cards total more than 9, the first digit is dropped. The second digit becomes the total. Ex: 7,8=15. (the 1 is dropped) total = 5.

Baccarat requires no skill to play. All the player needs to do is place one bet before the deal. The dealer examines both hands to determine if a third and final card should be drawn. The determination is made according to a fixed set of game rules. Here they are:

Game Rules for Player Bet

The player position always draws on a 0, 1, and 2,3,4,5, unless the banker has a natural 8 or 9. Player always stands on 6,7,8, and 9. When the play bet has a natural 8 or 9, the game is over.

Game Rules for Banker Bet

The banker position always draws on a 0, 1, and 2 unless the player has a natural 8 or 9. The banker always stands on 7,8, and 9. When a banker has a natural 8 or 9, the game is over.

Strategy

No playing strategy is required. Always bet the bank which has the lowest house edge at 1.06%, even with the 5% commission owed to the house. A player bet has a house edge of 1.24% while the tie bet that pays 8 to 1 has a whopping house edge of 14%!. This bet is not recommended. A number of optional side bets at the mini tables have house edges from 2 to 13%. These are not recommended.

Good luck!